Attention homeowners in Savoy and Champaign County: Get an Appraisal today!

Here are the top seven reasons IL homeowners hire dba Zebo Zebe Appraisals:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut their mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a IL divorce, where real estate property needs to be divided
To settle an estate in IL by determining the true market value of property in question

Need help determining the price of your house in or near Savoy, IL?
Contact dba Zebo Zebe Appraisals.

At dba Zebo Zebe Appraisals, we understand the special needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at dba Zebo Zebe Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping folks just like you abolish unwanted and unneeded PMI insurance.

Challenging Champaign county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is going down. This means you're most likely paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from dba Zebo Zebe Appraisals is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. dba Zebo Zebe Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

We Offer Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property.